TalkPHP - Mod_Rewrite Help

Here's what I'm trying to accomplish:

All visits to ./whatever/anything/maybe go to index.php?p=whatever,anything,maybe
Does not affect URLs going to the ./bin dir
Does not affect URLs with file extensions, only affects urls like http://mysite.com/about not http://mysite.com/feed.xml

Here is what I got so far, but it doesn't really work and as you can see it only takes into account the second item on my list:

Code:

RewriteEngine on

RewriteRule ![^(bin)]$ index.php?p=$1 [L]

Thank you in advance for any help. :-)